Income Protection (Disability Insurance)

In the case that you are unable to work because of illness or injury, Income Protection insurance is designed to replace the bulk of the income which you need in order to live. As you know… just because you can't work, doesn't mean the bills stop coming, one after the other, after the other. Bills for your home, your family, your business. Sometimes it can seem as if there is no end to them. This seems especially so when there is no money coming in…! 

Whether you need disability cover, and things like, just how much disability cover you need…depends entirely on your individual situation. For example. Based on how much money you have coming into your household each week or month as a regular income investments and sources that do not depend on your physical exertion. For example. If you have five properties, each paying you a generous income each month…. You may not need income protection. Then again you might still decide that you would prefer to spend someone else's money instead of your own. That is after all, what insurance is all about. Letting someone else, assume the risks that you face. 

Right now…

…Do you have enough money in the bank Today…
to pay your bills for the next 3-6 months? 

And then…?

Life Insurance

Trauma Insurance

Back to Risk Management

If you would like to look more closely at your own personal risk exposure and would like to discuss it with an advisor who will help you assess your situation more carefully, and if you would like to review your present cover impartially,  email now to arrange a review with one of our associated advisors. 

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